SEE THE TOTAL

Small subscriptions.
The whole picture.

Put recurring payments on the same timeline and explore the effect of removing some.

A year of recurring payments$240.00

Your numbers

ILLUSTRATIVE EXAMPLE
Calculator inputs

Fictional prices. Add up to 8 recurring items.

USD
USD 10.00 · 10 US dollars
USD
USD 8.00 · 8 US dollars
USD
USD 24.00 · 24 US dollars

USD • Amounts up to $100,000,000.00 (100 million US dollars). Up to 2 decimal places. Valid Indian or international commas are accepted. Rates 0–25%, up to 4 decimals.

YOUR MONEY, PICTUREDHypothetical estimate

A year of recurring payments

$240.00

USD · International number style

240 US dollars

That is an average of $20.00 a month, or $1,200.00 over five years at unchanged prices.

That is an average of $20.00 a month, or $1,200.00 over five years at unchanged prices. Exact values are available in View numbers.$0$600$1,2000 mo30 mo60 mo
Accumulated spending
Average per month$20.00
Over five years$1,200.00
Explain this

Small recurring payments become a larger total when you give them a full year. Each frequency is converted to an annual amount first. The monthly number is an average, so it may not match your bill in a specific month.

Assumptions in this picture

All scenario amounts use USD. International number style. No currency conversion.

  • 52 weekly, 12 monthly, 4 quarterly or 1 annual payment per modeled year.
  • No price increases, trial discounts, taxes or exact billing dates modeled.
  • Streaming example: $10.00 monthly.
  • Music example: $8.00 monthly.
  • App example: $24.00 annually.
View numbers
Current scenario breakdown
ItemPaymentAnnual estimate
Streaming example$10.00 monthly$120.00
Music example$8.00 monthly$96.00
App example$24.00 annually$24.00
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A picture of one set of assumptions, not a prediction or personal recommendation. See the math behind it.

THE IDEA BEHIND THE PICTURE

A monthly price is only part of the story.

USD example. Calculator settings do not convert this article’s amounts.

A fictional $10 monthly subscription costs $120 in one modeled year and $600 across five years, if its price stays the same.

Weekly payments are multiplied by 52, monthly by 12, quarterly by four, and annual by one. The annual total is divided by 12 for an average monthly amount.

Read the step-by-step guide →

Keep the assumptions in view.

These are normalized cost estimates. Exact billing dates, introductory discounts, price changes and taxes may produce different actual charges. Removing an item here does not cancel it with a provider.

Why does the monthly average not always multiply back exactly?

The displayed monthly average is rounded to cents. The annual total and five-year estimate use the original annual amount, not that rounded display.

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